No Delays, Dirt to Done
Smart Ground-Up Construction
Fewer hurdles to funding – plan your build to fit your timeline with confidence.
Upfront construction funds – no out-of-pocket rehab costs after closing.
Draws within 1 day – keep your project moving and stay on schedule.
🗂️ What Do I Need to Submit?
✔️ Tax Returns | Last 2 years — personal and business |
✔️ Bank Statements | Last 2 months — personal and business |
✔️ Construction Budget | Line-item budget outlining scope and costs |
✔️ Architectural Plans | Floor plans, elevations, and construction drawings |
We take a common-sense, deal-first approach. We look at the property, project, and your experience together. Once we receive your full submission, you’ll usually have a clear direction on your loan within 48 hours.
🔍 Program Guidance
Property Types | Non-owner occupied 1–4 family, multifamily, and mixed-use |
Loan Term | Up to 18 months |
Leverage | Up to 80% purchase + 100% construction costs (max 70% ARV) |
Interest Rates | Starting at 10.9% |
Origination Fees | Starting at 2% |